Colorado Health Plan
5 Tips How to Choose Colorado Health Insurance Plan
by Keith Taylor, MBA, Board Member Emeritus, Colorado State Assoc. of Health Underwriters
1. Get a Broker – When you call a health insurance company directly, they’ll offer you a variety of plans– but only theirs. That’s why you benefit when you work with a broker, who will help you get the best plan available from all available health plans in Colorado. And did you know that by law you’ll pay the same rate, whether dealing directly with health insurance providers, or enjoying the services of a broker.
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2. Shop Around – The health insurance market is wildly dynamic, with the best value changing constantly. Why go through the hassle of calling dozens of different companies, when you can call just one? A broker works for you, knows the current best deals, and can save you 30% or more on identical health plans Colorado.
3. Get the Coverage You Need – One Colorado health insurance plan might be stronger with, for example, physical therapy, another with psychotherapy. A broker will help you decipher the choices and sort through plans’ pros and cons, many of which aren’t readily apparent. You’ll enjoy having a knowledgeable advocate on your side, who works on your behalf.
4. Know Which Companies / Plans to Avoid – For example, some health insurance companies engage in a practice known as ‘death spiraling.’ They lure you in with a Colorado health plan with an attractive initial rate, but then can raise your rate up to 300% a year or more! If you get ill, you’re stuck. An experienced broker knows which companies to choose – and which to avoid.
5. Ongoing Support and Annual Review – Health insurance companies sometimes deny paying benefits. An experienced broker will go to bat for you, and can help ensure every valid claim is paid. And a broker can shop around regularly to ensure you’re getting the best plan – for the least cost – of all available health plans in Colorado.
FREE Report! Save Money, Get Better Health Care – 11 Tips
Health Plans in Colorado
Health Insurance Advocates – Your Best Choice for Health Plans Colorado
We’re your best choice to help you get the plan you need. Here’s why:
We Offer Nearly Every Plan Available – We offer nearly every Colorado health plan available in the state. We’re one of Colorado’s largest health insurance brokers for small business and individuals. We offer one of the state’s broadest selections of health plans, to ensure you get the ideal coverage at the lowest cost.
“I rely exclusively on Keith Taylor for all health insurance needs, whether for family or business. He knows all the solutions and workarounds to ensure we get the insurance coverage we need. Keith is single-minded and focused on the end goal – getting us the best health care at the lowest cost.” – Erich Toll
Experienced Broker – We have more than two decades experience helping individuals and small business. Since 1991 we’ve helped thousands of people get the ideal Colorado health insurance plan, at the lowest possible cost. And because of my experience, I have direct dial phone numbers to the major carriers to get your express service.
Ongoing Service – Have a problem filing a claim or getting paid? Call me –I’ll go to bat for you. Gained a family member or lost an employee? I’ll take care of it for you. Also we can check in regularly to ensure you’re still getting the optimal coverage at lowest possible cost of all health plans in Colorado.