Colorado Health Insurance Coverage – 5 Essential Tips

by Keith Taylor, MBA, Board Member Emeritus, Colorado State Assoc. of Health Underwriters

You’ve read the news or seen reports on TV. Health insurance in the United States is a battleground, and it can be difficult – and costly – to get the coverage you need.

But not all states are created equal. Here are five facts you need to know about a health insurance company in Colorado – which can help you get the health care you deserve at the lowest possible cost.

1.    Guaranteed Insurance – Under Colorado health insurance coverage law, your group cannot be denied insurance, no matter what. And the really good news? A group can consist of one person – you. See below.

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2.    Group of One – Getting insurance can be tough, especially for the self-employed with any sort of medical history. But this is one of the few states that require coverage for a group of one. Call me to find out more.

3.    Health Doesn’t Affect Rates – By state law, the premium for small groups isn’t affected by your health history – at all. A health insurance company Colorado can only consider your age, family status, business type, and zip code.

4.    Guaranteed Coverage for Kids – Did you know that your children can’t be denied health insurance – no matter what – under a recent Colorado law? Also with a group Colorado health insurance plan – even a group of one – you’ll pay the same rate whether you have one child – or 20.

5.    Maternity Included – There are plenty of “conditions” nationwide that health insurance providers are eager to refuse, including the blessing of pregnancy. But some of those very same conditions are accepted under Colorado health insurance coverage. For example, Colorado is one of the few states that mandate maternity coverage, whether group or individual.

FREE Report! Save Money, Get Better Health Care – 11 Tips

Health Insurance Advocates – Your Best Choice for Health Insurance Company in  Colorado

Experience – We have more than two decades experience helping individuals and small business. We know who insurers can – and can’t– deny, and how to workaround problems to ensure you get the coverage you deserve. Since 1991 we’ve helped thousands of people get the best Colorado health insurance coverage, at the lowest possible cost.

“Keith Taylor was absolutely crucial in our family’s search for good health insurance at a reasonable rate. He spent as much time as I needed, answered all of my questions, and helped me through the application process. In these times of increasing health care costs and confusing coverage, it makes all the difference in the world having someone like Keith in your corner.” – Mike Swartz

Every Plan – We’re one of the largest Colorado health insurance brokers for individuals and small business. As the most comprehensive health insurance company Colorado, we offer nearly every health plan available in the state. And with more than $30 million in annual premiums, we have special direct access to insurance companies to get you faster and better service.

Ongoing Service – Have a problem filing a claim or getting it paid? Call me – I’m your advocate. I’ll go to bat for you. And we can check in annually to ensure you’re still getting the most affordable Colorado health insurance, providing optimal coverage at lowest possible cost.